Fractional CFO Services in San Diego

Strategic Financial Leadership, Bookkeeping and Accounting, Without the Full-Time Cost

San Diego’s diverse economy, from pioneering biotech firms in Sorrento Valley to defense contractors near Miramar and thriving hospitality businesses along the coast, demands sophisticated financial leadership. Yet most growing companies can’t justify a $400,000+ full-time CFO. That’s where Weekly Accounting’s fractional CFO services transform the game, delivering enterprise-level financial expertise to San Diego businesses starting at just $1,500 per month.

Our tech-enabled approach gives you 52 feedback loops per year instead of the traditional 12, ensuring you never fly blind between monthly reports. Whether you’re scaling a SaaS startup in Mission Valley or expanding your e-commerce brand from Carlsbad, you get the strategic financial guidance that’s helped our clients raise over $200 million in the past two years.

Loved by 125+ profitable businesses

What is a Fractional CFO and Why San Diego Businesses Choose This Model

A fractional CFO provides part-time strategic financial leadership, typically working 10-40 hours monthly while delivering the same caliber of expertise as a full-time executive. San Diego businesses save 60-70% compared to full-time CFO costs while gaining flexibility to scale services up or down based on growth phases.

This model particularly resonates with San Diego’s innovation economy. A La Jolla biotech preparing for Series A funding might need intensive CFO support for three months, then scale back to maintenance mode. A Downtown digital agency winning military contracts needs surge capacity for compliance and reporting without permanent overhead. Even established Chula Vista manufacturers use fractional CFOs to modernize financial systems without disrupting operations.

The sweet spot? Companies between $2 million and $50 million in revenue who need strategic financial leadership but can’t justify, or don’t need, a full-time executive.

Fractional vs Full-Time CFO: The Smart Choice for Growing San Diego Companies

The math is compelling. While a full-time CFO in San Diego commands $250,000-$350,000 base salary plus benefits, bonuses, and equity, fractional CFO services deliver the same strategic value for $18,000-$108,000 annually. You’re not paying for idle time or office politics, just pure financial expertise when you need it.

Our Fractional CFO Services for San Diego Businesses

Weekly Accounting’s fractional CFOs don’t just crunch numbers, we become your strategic financial partner, integrating seamlessly with your existing team while bringing institutional knowledge from across San Diego’s diverse business landscape

Strategic Financial Planning & Analysis

We transform your raw financial data into actionable intelligence through automated dashboards and real-time KPI tracking. Your custom-built data warehouse pulls from QuickBooks, Stripe, your CRM, and other systems to reveal your true unit economics. Every Monday, you'll receive your Monday Morning Metrics, a comprehensive snapshot that keeps you ahead of problems before they impact cash flow.

Fundraising & Investor Relations

San Diego's venture ecosystem, from CONNECT's springboard programs to Torrey Pines investment groups, demands polished financial presentations and bulletproof models. Our CFOs have guided clients through over $200 million in fundraising over the past two years. We know what West Coast VCs expect and how to position your metrics for maximum impact, whether you're raising from local angels or Sand Hill Road firms.

Financial Systems & Process Optimization

Stop wrestling with disconnected spreadsheets and manual reports. We implement the Weekly Accounting System, creating what we call "The Perfect Rowset" for your business, a single source of truth that automates data collection from all your tools. Popular with San Diego businesses, we integrate QuickBooks, NetSuite, Sage, and dozens of other platforms to build your custom financial command center.

Part-Time Accounting & Controller Services

Beyond strategic CFO services, we provide comprehensive part-time accounting support to ensure your books stay clean, compliant, and audit-ready. This includes everything from weekly cash flow management to California sales tax compliance and EDD reporting, critical for San Diego businesses navigating complex state regulations.

Fractional CFO Engagement Levels

Every engagement is customized to your specific needs. Start with our Starter package and scale up as you grow, no long-term contracts required after the initial three-month period.

Package

Ideal For

Monthly Investment

Included Services

Starter

Companies $500k-$5M revenue

Starting at: $1,500-$3,000

Weekly metrics, monthly financials review, KPI dashboard, quarterly planning

Growth

Companies $5M-$15M revenue

Starting at: $4,000-$6,500

All Starter services + fundraising support, board reporting, team mentoring, advanced modeling

Scale

Companies $15M+ revenue

Custom

Full strategic CFO services, M&A support, systems transformation, investor relations

Why San Diego Businesses Trust Weekly Accounting's Fractional CFOs

With over 15 years serving San Diego’s innovation economy, our fractional CFOs bring deep local expertise combined with Silicon Valley best practices. We’ve guided North County biotech firms through FDA milestone financings, helped East County manufacturers optimize working capital, and supported Point Loma e-commerce brands through explosive growth.

Local Expertise, National Standards

We understand the nuances of doing business in San Diego. From navigating California's complex tax landscape and San Diego's business license requirements to understanding seasonal tourism impacts and military contracting cycles, we speak your language. Our team maintains active relationships with local resources like the San Diego Regional Chamber of Commerce, SCORE San Diego, and the Small Business Development Center.

Industry Specialization in San Diego's Key Sectors

Trusted by 125+ Profitable Businesses

“The Weekly Accounting System is the reason we raised money and scaled our company. John and his team dream in spreadsheets and can simplify and accelerate your business beyond words.”

Daniel Goldstein

Co-Founder & COO, Trust & Will

“I’ve recommended the Weekly Accounting System to all my friends running consumer brands. The analysis features prominently in my investor materials.”

Steven Wilcox

Founder & CEO, PARKIT

Our fractional CFO services seamlessly integrate with leading financial software platforms, including:

Cost Comparison - Full-Time vs Fractional CFO in San Diego

Reinvest these savings into growth initiatives that actually move the needle, product development, marketing, or key hires that directly generate revenue. One client, a Carlsbad SaaS company, used their CFO savings to hire two enterprise sales reps, tripling their ARR within 18 months.

Expense Category

Full-Time CFO

Fractional CFO

Annual Savings

Base Salary

$275,000-$350,000

$18,000-$108,000

$167,000-$332,000

Benefits & Payroll Taxes (30%)

$82,500-$105,000

$0

$82,500-$105,000

Bonus/Equity

$55,000-$100,000

$0

$55,000-$100,000

Recruiting Costs

$27,500-$50,000

$0

$27,500-$50,000

Total Annual Cost

$440,000-$605,000

$18,000-$108,000

$332,000-$587,000

Our Process: From Initial Consultation to Ongoing Partnership

We've streamlined onboarding to get you insights fast, typically within one week of engagement. No lengthy implementations or disruptive transitions.

Step 01 /

Free Financial Health Assessment

During your complimentary 30-minute strategy call, we’ll review your current financial situation, identify immediate opportunities, and determine if we’re the right fit. No obligation, no pressure, just honest insights about your financial potential.

Step 02 /

Custom Engagement Proposal

Within 24 hours, you’ll receive a tailored proposal outlining your specific service package, deliverables, and investment level. We’ll match you with a CFO who understands your industry and has experience with similar San Diego businesses at your growth stage.

Step 03 /

Seamless Onboarding

Once you’re ready to proceed, we’ll have you operational within 3-5 business days. Your dedicated CFO will integrate with your existing systems, meet your team, and deliver your first strategic insights before the week ends.

Frequently Asked Questions About Fractional CFO Services in San Diego

Most engagements begin within 3-5 business days of signing. We'll have your systems connected, dashboards configured, and deliver initial insights within your first week. For urgent situations like fundraising or M&A, we can start even sooner.

We require an initial three-month commitment to ensure meaningful impact and proper system setup. After that, services continue month-to-month with 30-day notice for any changes. This flexibility lets you scale services based on your business needs.

We offer a hybrid model optimized for efficiency and accessibility. Your CFO is available for in-person meetings anywhere from La Jolla to Downtown to South Bay when strategic discussions warrant face-to-face interaction. Day-to-day work leverages cloud-based tools for real-time collaboration without the commute time you'd be paying for.

Absolutely. Our team stays current on California tax laws, EDD requirements, AB5 contractor regulations, and San Diego business license requirements. We'll ensure you're compliant with state and local regulations while maximizing available tax incentives like California Competes credits.

Companies between $1 million and $50 million in revenue see the greatest ROI from fractional CFO services. However, we also work with pre-revenue startups preparing for funding and larger companies needing specialized project support. The key is having complex enough financial needs to benefit from CFO-level strategy without requiring full-time coverage.

Every client relationship is protected by strict NDAs and ethical walls. Your CFO will never share your information with other clients or use insights from your business to benefit competitors. We maintain separate secure data environments for each client and follow CPA ethics standards for confidentiality.

Yes, we excel at complementing existing teams. Whether you have an in-house bookkeeper, work with a local San Diego CPA, or use another accounting service, we'll coordinate seamlessly to avoid duplication and maximize everyone's strengths.

We prepare your financials to be audit-ready year-round and support you through any audit process. While we don't perform audits ourselves, we work closely with San Diego audit firms to ensure smooth, efficient audits that minimize disruption to your business.

Ready to Transform Your San Diego Business' Financial Future?

Limited availability exists for Q1 2026, we’re accepting just three new clients this month to maintain our high service standards. Don’t let another quarter pass without the strategic financial leadership your business deserves.

The difference between companies that scale successfully and those that plateau isn’t luck, it’s having the right financial intelligence at the right time. Join the San Diego businesses that have raised over $200 million, improved margins by 30%, and built sustainable growth engines with Weekly Accounting’s fractional CFO services.

During your complimentary consultation, you'll receive: